Ishker Aiym

Borrower Status

Entrepreneurs working under a patent/certificate of state of emergency, legal entities

Income requirements

The duration of the business is at least 6 months.

Term of consideration of the loan application

No more than 10 days

Loan amount

from 250 000 KGS until 10 000 000

Loan term

from 6 months to 36 months

Purpose of the loan

For business development.

Projects aimed at:

- improving the well-being of women;

- creation of additional jobs for women;

- improvement of working conditions;

- increasing accessibility to goods produced for women;

- improvement of sanitary conditions, reduction of environmental harm;

The issuance of loans for consumer purposes is prohibited. 

Repayment schedule

Annuity payment, individual

Loan collateral

Up to 500,000 SOM (inclusive) movable property + third party guarantee/real estate

Over 500,000 SOM - real estate and, if necessary, movable property, goods in circulation.

Mandatory guarantee:

- owners of a legal entity, if the loan is issued to a legal entity, and in reverse order;

- guarantee of co-owners/business partners, if any.

Additional conditions

Loans issued:

- Individual entrepreneurs for women;

- Legal entities where the owner is 50% or more of a woman;

- Legal entities and individual entrepreneurs whose staff is at least 30% women;

- Legal entities and individual entrepreneurs in order to create additional jobs for mainly female staff;

- Legal entities and individual entrepreneurs whose activities are aimed at the production and / or sale of products, as well as services that contribute to the improvement of women's livelihoods.